As a tradesman you are exposed to a range of risks every day, and one of the most serious risks is that you could injure someone or damage their property.
If you work for a builder on wages you will generally be covered by their policy, but if you work for yourself or as a subbie you’ll need your own policy.
Whether you’re a carpenter, electrician, welder or otherwise, public liability is one of the most important forms of insurance you can have.
We’ve done a bit of digging around and managed to find some great information about this important form of insurance on a popular forum for tradesmen.
Some of the topics covered include tradesman public liability insurance as well as the age old question of what public liability actually covers.
Another popular thread we found was on faulty workmanship and whether or not it is covered under a public liability policy.
A word of warning…
Forums and websites can be great for gathering information from likeminded people who may be in a similar situation to yourself.
But of course anyone can post on a forum or blog without knowing what they’re talking about, so it’s important not to make any major decisions on your insurance based purely on a forum post.
By all means use the forums to get some initial information, but the best bet is to use an insurance broker who is qualified and licensed to give you proper advice.
The same goes for the publicliability.co website as well. We do our best to provide businesses with information on public liability insurance, but at the end of the day we are just an information website and are not licensed to provide formal advice.